---
title: UNIVERSAL LIFE INSURANCE COMPANY — employer benefit plan carrier profile (DOL Form 5500)
license: CC0-1.0
source: DOL Form 5500 employer welfare-plan filings (EFAST2)
---

# UNIVERSAL LIFE INSURANCE COMPANY — employer benefit plan carrier profile (DOL Form 5500)

UNIVERSAL LIFE INSURANCE COMPANY (EIN 660502334) administers 1 employer welfare-benefit plans covering 1 employers and 1,234 persons (end-of-year count). Benefit types: life. Loss ratio: 186.0%. Atlas Commons aggregation over DOL Form 5500 EFAST2. CC0.

## Claims

### UNIVERSAL LIFE INSURANCE COMPANY (EIN 660502334) administers 1 employer benefit plans per DOL Form 5500 EFAST2

**RECORDED.** DOL Form 5500 EFAST2 filings record UNIVERSAL LIFE INSURANCE COMPANY (EIN 660502334, NAIC code 60041) as the carrier on 1 employer welfare-benefit plan schedule A attachments, covering 1 distinct employer EINs. Benefit types: life. This is a verbatim count of DOL EFAST2 records linking this carrier to employer plans.

Source: DOL Form 5500 employer welfare-plan filings (EFAST2) — https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-5500
Falsifier: Verify at the DOL EFAST2 public filing portal (https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-5500). Falsified if a direct count of Schedule A records naming EIN 660502334 as carrier differs from 1.

### UNIVERSAL LIFE INSURANCE COMPANY covers approximately 1,234 persons across its employer benefit plans (end-of-year count, DOL Form 5500 employer welfare-plan filings (EFAST2))

**DERIVED.** Atlas Commons sums the persons_covered_eoy field across all 1 DOL Form 5500 Schedule A records naming UNIVERSAL LIFE INSURANCE COMPANY (EIN 660502334) as carrier: 1,234 persons covered at end of year. This is a faithful sum of DOL-published figures — no adjustment for overlap across multiple plans at the same employer.

Source: DOL Form 5500 employer welfare-plan filings (EFAST2) (Atlas Commons aggregation) — https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-5500
Falsifier: Sum persons_covered_eoy for all Schedule A records with carrier EIN 660502334 in the DOL EFAST2 data. Falsified if the total differs.

### UNIVERSAL LIFE INSURANCE COMPANY received $26,886 in welfare premiums and paid $50,000 in claims per DOL Form 5500 Schedule A

**DERIVED.** Atlas Commons sums the welfare_premium_rcvd_amt and welfare_claims_paid_amt fields across all 1 DOL Form 5500 Schedule A records naming UNIVERSAL LIFE INSURANCE COMPANY (EIN 660502334) as carrier: $26,886 in premiums received and $50,000 in claims paid. These are faithful sums of DOL-published Schedule A figures. Many records have blank premium/claims amounts; the sum reflects only non-blank values.

Source: DOL Form 5500 employer welfare-plan filings (EFAST2) (Atlas Commons aggregation) — https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-5500
Falsifier: Sum welfare_premium_rcvd_amt and welfare_claims_paid_amt for carrier EIN 660502334 in DOL EFAST2. Falsified if totals differ.

### UNIVERSAL LIFE INSURANCE COMPANY employer-plan loss ratio: 186.0% (Atlas Commons — claims paid / premiums received)

**DERIVED.** Atlas Commons computes UNIVERSAL LIFE INSURANCE COMPANY's employer-plan loss ratio as 186.0% (total claims paid / total premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation over the DOL-published Schedule A figures; DOL does not publish a per-carrier loss ratio.

Source: DOL Form 5500 employer welfare-plan filings (EFAST2) (Atlas Commons — claims_paid / premium_received × 100) — https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-5500
Falsifier: Reproduce: divide sum(welfare_claims_paid_amt) by sum(welfare_premium_rcvd_amt) for carrier EIN 660502334. Falsified if the ratio differs.

### What this benefit carrier profile is — and is NOT — for UNIVERSAL LIFE INSURANCE COMPANY

**INTERPRETATION.** This profile aggregates DOL Form 5500 Schedule A filings at the carrier level. Plan counts and person totals are AGGREGATED (Atlas Commons sums of DOL-published Schedule A figures). Loss ratio is an Atlas Commons computation. This surface answers "how many employer plans report this carrier on Form 5500?" — it is NOT a carrier quality rating, a complaint study, a solvency indicator, or a recommendation. Form 5500 reflects what employers self-report; the DOL does not independently verify carrier quality or financial strength from this data.

Source: Coverage Atlas framing (over the DOL Form 5500 sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/benefit-carriers/660502334
Falsifier: occurred=FALSE (a framing) and adjudged=FALSE — the lowest-warrant claim in this dataset. Counts and dollar totals above are computable from DOL EFAST2.

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Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/benefit-carriers/660502334.jsonld`

## Data

### UNIVERSAL LIFE INSURANCE COMPANY — employer benefit plan summary (DOL Form 5500)

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim). Source: DOL Form 5500 EFAST2.

| Metric | Value | Warrant |
| --- | --- | --- |
| Plans on DOL Form 5500 Schedule A | 1 | AGGREGATED |
| Distinct employer EINs | 1 | AGGREGATED |
| Persons covered (end-of-year total) | 1,234 | AGGREGATED |
| Welfare premiums received | $26,886 | AGGREGATED |
| Welfare claims paid | $50,000 | AGGREGATED |
| Loss ratio (claims / premium) | 186.0% | AGGREGATED |
| Carrier EIN | 660502334 | RECORDED |
| NAIC code | 60041 | RECORDED |
| Benefit types | life | AGGREGATED |