# Atlas Commons research objects — carrier quality profile for CUMIS INSURANCE SOCIETY, INC. (NAIC 10847) — context brief

Insurer-quality data for CUMIS INSURANCE SOCIETY, INC. (NAIC 10847): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **CUMIS INSURANCE SOCIETY, INC. had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CUMIS INSURANCE SOCIETY, INC. had 2,715 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CUMIS INSURANCE SOCIETY, INC. had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CUMIS INSURANCE SOCIETY, INC. is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **CUMIS INSURANCE SOCIETY, INC. wrote $145,279,063 in California direct premiums across ALLIED LINES, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), EXCESS WORKERS' COMPENSATION, FIDELITY, INLAND MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRIVATE FLOOD, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **CUMIS INSURANCE SOCIETY, INC.'s California direct loss ratio is 56.1%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for CUMIS INSURANCE SOCIETY, INC. (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/10847)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/10847.jsonld` · anatomy of the research object: see /commons/the-research-object

**CUMIS INSURANCE SOCIETY, INC. (NAIC 10847) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 2715 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**CUMIS INSURANCE SOCIETY, INC. — lines of insurance covered in complaint data (RECORDED)** (1): Automobile…
**CUMIS INSURANCE SOCIETY, INC. — lines written in California (RECORDED)** (12): ALLIED LINES; COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE…