# Atlas Commons research objects — carrier quality profile for TOKIO MARINE AMERICA INSURANCE COMPANY (NAIC 10945) — context brief

Insurer-quality data for TOKIO MARINE AMERICA INSURANCE COMPANY (NAIC 10945): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **TOKIO MARINE AMERICA INSURANCE COMPANY had 1 confirmed complaint in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **TOKIO MARINE AMERICA INSURANCE COMPANY had 303 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **TOKIO MARINE AMERICA INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **TOKIO MARINE AMERICA INSURANCE COMPANY wrote $263,215,018 in California direct premiums across AIRCRAFT, ALLIED LINES, BOILER & MACHINERY, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), FIDELITY, FIRE, HOMEOWNERS MULTIPLE PERIL, INLAND MARINE, OCEAN MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRODUCTS LIABILITY CLAIM-MADE, PRODUCTS LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **TOKIO MARINE AMERICA INSURANCE COMPANY's California direct loss ratio is 57.4%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for TOKIO MARINE AMERICA INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/10945)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/10945.jsonld` · anatomy of the research object: see /commons/the-research-object

**TOKIO MARINE AMERICA INSURANCE COMPANY (NAIC 10945) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 1 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 303 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**TOKIO MARINE AMERICA INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**TOKIO MARINE AMERICA INSURANCE COMPANY — lines written in California (RECORDED)** (19): AIRCRAFT; ALLIED LINES; BOILER & MACHINERY…