# Atlas Commons research objects — carrier quality profile for FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY (NAIC 11800) — context brief

Insurer-quality data for FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY (NAIC 11800): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY had 737 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY wrote $29,281,768 in California direct premiums across HOMEOWNERS MULTIPLE PERIL, PRIVATE PASSENGER AUTO LIABILITY, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY's California direct loss ratio is 70.5%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/11800)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/11800.jsonld` · anatomy of the research object: see /commons/the-research-object

**FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY (NAIC 11800) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 737 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Automobile…
**FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY — lines written in California (RECORDED)** (4): HOMEOWNERS MULTIPLE PERIL; PRIVATE PASSENGER AUTO LIABILITY; PRIVATE PASSENGER AUTO PHYSICAL DAMAGE…