# Atlas Commons research objects — carrier quality profile for AMERICAN LIBERTY INSURANCE COMPANY (NAIC 12200) — context brief

Insurer-quality data for AMERICAN LIBERTY INSURANCE COMPANY (NAIC 12200): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **AMERICAN LIBERTY INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN LIBERTY INSURANCE COMPANY had 25 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN LIBERTY INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **AMERICAN LIBERTY INSURANCE COMPANY wrote $561,964 in California direct premiums across TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **AMERICAN LIBERTY INSURANCE COMPANY's California direct loss ratio is 40.9%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for AMERICAN LIBERTY INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12200)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12200.jsonld` · anatomy of the research object: see /commons/the-research-object

**AMERICAN LIBERTY INSURANCE COMPANY (NAIC 12200) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 25 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**AMERICAN LIBERTY INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Workers' Compensation…
**AMERICAN LIBERTY INSURANCE COMPANY — lines written in California (RECORDED)** (2): TOTALS; WORKERS' COMPENSATION…