# Atlas Commons research objects — carrier quality profile for SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY (NAIC 12294) — context brief

Insurer-quality data for SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY (NAIC 12294): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY wrote $265,996 in California direct premiums across BURGLARY & THEFT, FIDELITY, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY's California direct loss ratio is 86.5%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12294)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12294.jsonld` · anatomy of the research object: see /commons/the-research-object

**SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY (NAIC 12294) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — Yes — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 265996 — RECORDED — California DOI Market Share Report…
**SOUTHWEST MARINE AND GENERAL INSURANCE COMPANY — lines written in California (RECORDED)** (3): BURGLARY & THEFT; FIDELITY; TOTALS…