# Atlas Commons research objects — carrier quality profile for DB INSURANCE CO., LTD (U.S. BRANCH) (NAIC 12502) — context brief

Insurer-quality data for DB INSURANCE CO., LTD (U.S. BRANCH) (NAIC 12502): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **DB INSURANCE CO., LTD (U.S. BRANCH) had 2 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **DB INSURANCE CO., LTD (U.S. BRANCH) had 177 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **DB INSURANCE CO., LTD (U.S. BRANCH) is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **DB INSURANCE CO., LTD (U.S. BRANCH) wrote $555,478,216 in California direct premiums across COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), FIRE, HOMEOWNERS MULTIPLE PERIL, OTHER LIABILITY OCCURRENCE, PRIVATE PASSENGER AUTO LIABILITY, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **DB INSURANCE CO., LTD (U.S. BRANCH)'s California direct loss ratio is 46.9%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for DB INSURANCE CO., LTD (U.S. BRANCH) (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12502)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12502.jsonld` · anatomy of the research object: see /commons/the-research-object

**DB INSURANCE CO., LTD (U.S. BRANCH) (NAIC 12502) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 2 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 177 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**DB INSURANCE CO., LTD (U.S. BRANCH) — lines of insurance covered in complaint data (RECORDED)** (1): Automobile…
**DB INSURANCE CO., LTD (U.S. BRANCH) — lines written in California (RECORDED)** (10): COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE; COMMERCIAL MULTIPLE PERIL (LIABILITY)…