# Atlas Commons research objects — carrier quality profile for STATE NATIONAL INSURANCE COMPANY, INC. (NAIC 12831) — context brief

Insurer-quality data for STATE NATIONAL INSURANCE COMPANY, INC. (NAIC 12831): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **STATE NATIONAL INSURANCE COMPANY, INC. had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **STATE NATIONAL INSURANCE COMPANY, INC. had 1,139 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **STATE NATIONAL INSURANCE COMPANY, INC. had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **STATE NATIONAL INSURANCE COMPANY, INC. is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **STATE NATIONAL INSURANCE COMPANY, INC. wrote $991,679,332 in California direct premiums across ALLIED LINES, BURGLARY & THEFT, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), EXCESS WORKERS' COMPENSATION, FIDELITY, FIRE, HOMEOWNERS MULTIPLE PERIL, INLAND MARINE, OCEAN MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRIVATE PASSENGER AUTO LIABILITY, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **STATE NATIONAL INSURANCE COMPANY, INC.'s California direct loss ratio is 105.7%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for STATE NATIONAL INSURANCE COMPANY, INC. (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12831)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/12831.jsonld` · anatomy of the research object: see /commons/the-research-object

**STATE NATIONAL INSURANCE COMPANY, INC. (NAIC 12831) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 1139 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**STATE NATIONAL INSURANCE COMPANY, INC. — lines of insurance covered in complaint data (RECORDED)** (3): Automobile; Homeowners; Workers' Compensation…
**STATE NATIONAL INSURANCE COMPANY, INC. — lines written in California (RECORDED)** (17): ALLIED LINES; BURGLARY & THEFT; COMMERCIAL AUTO PHYSICAL DAMAGE…