# Atlas Commons research objects — carrier quality profile for WESTERN MUTUAL INSURANCE COMPANY (NAIC 13625) — context brief

Insurer-quality data for WESTERN MUTUAL INSURANCE COMPANY (NAIC 13625): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **WESTERN MUTUAL INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **WESTERN MUTUAL INSURANCE COMPANY had 15,441 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **WESTERN MUTUAL INSURANCE COMPANY had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **WESTERN MUTUAL INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **WESTERN MUTUAL INSURANCE COMPANY wrote $1,390,180 in California direct premiums across ALLIED LINES, EARTHQUAKE, FIRE, HOMEOWNERS MULTIPLE PERIL, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **WESTERN MUTUAL INSURANCE COMPANY's California direct loss ratio is 37.8%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for WESTERN MUTUAL INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/13625)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/13625.jsonld` · anatomy of the research object: see /commons/the-research-object

**WESTERN MUTUAL INSURANCE COMPANY (NAIC 13625) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 15441 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**WESTERN MUTUAL INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Homeowners…
**WESTERN MUTUAL INSURANCE COMPANY — lines written in California (RECORDED)** (5): ALLIED LINES; EARTHQUAKE; FIRE…