# Atlas Commons research objects — carrier quality profile for Essent Guar Inc (NAIC 13634) — context brief

Insurer-quality data for Essent Guar Inc (NAIC 13634): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Essent Guar Inc is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **Essent Guar Inc wrote $218,884,886 in California direct premiums across MORTGAGE GUARANTY, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **Essent Guar Inc's California direct loss ratio is 20.2%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for Essent Guar Inc (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/13634)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/13634.jsonld` · anatomy of the research object: see /commons/the-research-object

**Essent Guar Inc (NAIC 13634) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — No — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 218884886 — RECORDED — California DOI Market Share Report…
**Essent Guar Inc — lines written in California (RECORDED)** (2): MORTGAGE GUARANTY; TOTALS…