# Atlas Commons research objects — carrier quality profile for Western National Mutual Insurance Company (NAIC 15377) — context brief

Insurer-quality data for Western National Mutual Insurance Company (NAIC 15377): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Western National Mutual Insurance Company is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **Western National Mutual Insurance Company wrote $2,596,368 in California direct premiums across SURETY, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **Western National Mutual Insurance Company's California direct loss ratio is 75.3%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for Western National Mutual Insurance Company (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/15377)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/15377.jsonld` · anatomy of the research object: see /commons/the-research-object

**Western National Mutual Insurance Company (NAIC 15377) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — Yes — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 2596368 — RECORDED — California DOI Market Share Report…
**Western National Mutual Insurance Company — lines written in California (RECORDED)** (2): SURETY; TOTALS…