# Atlas Commons research objects — carrier quality profile for CLEAR SPRING PROPERTY AND CASUALTY COMPANY (NAIC 15563) — context brief

Insurer-quality data for CLEAR SPRING PROPERTY AND CASUALTY COMPANY (NAIC 15563): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **CLEAR SPRING PROPERTY AND CASUALTY COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CLEAR SPRING PROPERTY AND CASUALTY COMPANY had 482 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CLEAR SPRING PROPERTY AND CASUALTY COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **CLEAR SPRING PROPERTY AND CASUALTY COMPANY wrote $236,823,915 in California direct premiums across COMMERCIAL AUTO LIABILITY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **CLEAR SPRING PROPERTY AND CASUALTY COMPANY's California direct loss ratio is 94.5%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for CLEAR SPRING PROPERTY AND CASUALTY COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/15563)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/15563.jsonld` · anatomy of the research object: see /commons/the-research-object

**CLEAR SPRING PROPERTY AND CASUALTY COMPANY (NAIC 15563) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 482 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**CLEAR SPRING PROPERTY AND CASUALTY COMPANY — lines of insurance covered in complaint data (RECORDED)** (3): Automobile; Homeowners; Workers' Compensation…
**CLEAR SPRING PROPERTY AND CASUALTY COMPANY — lines written in California (RECORDED)** (3): COMMERCIAL AUTO LIABILITY; TOTALS; WORKERS' COMPENSATION…