# Atlas Commons research objects — carrier quality profile for METROMILE INSURANCE COMPANY (NAIC 16187) — context brief

Insurer-quality data for METROMILE INSURANCE COMPANY (NAIC 16187): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **METROMILE INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **METROMILE INSURANCE COMPANY had 45 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **METROMILE INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **METROMILE INSURANCE COMPANY wrote $156,331,780 in California direct premiums across HOMEOWNERS MULTIPLE PERIL, PRIVATE PASSENGER AUTO LIABILITY, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **METROMILE INSURANCE COMPANY's California direct loss ratio is 56.0%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for METROMILE INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/16187)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/16187.jsonld` · anatomy of the research object: see /commons/the-research-object

**METROMILE INSURANCE COMPANY (NAIC 16187) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 45 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**METROMILE INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Homeowners…
**METROMILE INSURANCE COMPANY — lines written in California (RECORDED)** (4): HOMEOWNERS MULTIPLE PERIL; PRIVATE PASSENGER AUTO LIABILITY; PRIVATE PASSENGER AUTO PHYSICAL DAMAGE…