# Atlas Commons research objects — carrier quality profile for NEXT INSURANCE US COMPANY (NAIC 16285) — context brief

Insurer-quality data for NEXT INSURANCE US COMPANY (NAIC 16285): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **NEXT INSURANCE US COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **NEXT INSURANCE US COMPANY had 48 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **NEXT INSURANCE US COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **NEXT INSURANCE US COMPANY wrote $30,553,938 in California direct premiums across OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **NEXT INSURANCE US COMPANY's California direct loss ratio is 46.8%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for NEXT INSURANCE US COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/16285)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/16285.jsonld` · anatomy of the research object: see /commons/the-research-object

**NEXT INSURANCE US COMPANY (NAIC 16285) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 48 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**NEXT INSURANCE US COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Workers' Compensation…
**NEXT INSURANCE US COMPANY — lines written in California (RECORDED)** (3): OTHER LIABILITY CLAIMS MADE; OTHER LIABILITY OCCURRENCE; TOTALS…