# Atlas Commons research objects — carrier quality profile for COMMERCE AND INDUSTRY INSURANCE COMPANY (NAIC 19410) — context brief

Insurer-quality data for COMMERCE AND INDUSTRY INSURANCE COMPANY (NAIC 19410): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **COMMERCE AND INDUSTRY INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **COMMERCE AND INDUSTRY INSURANCE COMPANY had 35 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **COMMERCE AND INDUSTRY INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **COMMERCE AND INDUSTRY INSURANCE COMPANY wrote $11,830,924 in California direct premiums across OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRODUCTS LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **COMMERCE AND INDUSTRY INSURANCE COMPANY's California direct loss ratio is -377.5%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for COMMERCE AND INDUSTRY INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19410)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19410.jsonld` · anatomy of the research object: see /commons/the-research-object

**COMMERCE AND INDUSTRY INSURANCE COMPANY (NAIC 19410) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 35 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**COMMERCE AND INDUSTRY INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Workers' Compensation…
**COMMERCE AND INDUSTRY INSURANCE COMPANY — lines written in California (RECORDED)** (5): OTHER LIABILITY CLAIMS MADE; OTHER LIABILITY OCCURRENCE; PRODUCTS LIABILITY OCCURRENCE…