# Atlas Commons research objects — carrier quality profile for AMERICAN SUMMIT INSURANCE COMPANY (NAIC 19623) — context brief

Insurer-quality data for AMERICAN SUMMIT INSURANCE COMPANY (NAIC 19623): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **AMERICAN SUMMIT INSURANCE COMPANY had 1 confirmed complaint in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN SUMMIT INSURANCE COMPANY had 12,312 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN SUMMIT INSURANCE COMPANY had 0.081 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN SUMMIT INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **AMERICAN SUMMIT INSURANCE COMPANY wrote $40,368,482 in California direct premiums across ALLIED LINES, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, INLAND MARINE, OTHER LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **AMERICAN SUMMIT INSURANCE COMPANY's California direct loss ratio is 47.1%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for AMERICAN SUMMIT INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19623)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19623.jsonld` · anatomy of the research object: see /commons/the-research-object

**AMERICAN SUMMIT INSURANCE COMPANY (NAIC 19623) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 1 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 12312 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**AMERICAN SUMMIT INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Homeowners…
**AMERICAN SUMMIT INSURANCE COMPANY — lines written in California (RECORDED)** (8): ALLIED LINES; BURGLARY & THEFT; COMMERCIAL AUTO LIABILITY…