# Atlas Commons research objects — carrier quality profile for HARTFORD FIRE INSURANCE COMPANY (NAIC 19682) — context brief

Insurer-quality data for HARTFORD FIRE INSURANCE COMPANY (NAIC 19682): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **HARTFORD FIRE INSURANCE COMPANY had 2 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HARTFORD FIRE INSURANCE COMPANY had 48,379 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HARTFORD FIRE INSURANCE COMPANY had 0.041 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HARTFORD FIRE INSURANCE COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **HARTFORD FIRE INSURANCE COMPANY wrote $871,485,632 in California direct premiums across ALLIED LINES, BOILER & MACHINERY, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), EARTHQUAKE, FIDELITY, FIRE, INLAND MARINE, MEDICAL PROFESSIONAL LIAB - CLAIMS MADE, MEDICAL PROFESSIONAL LIAB - OCCURRENCE, OTHER HEALTH, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRIVATE FLOOD, PRODUCTS LIABILITY CLAIM-MADE, PRODUCTS LIABILITY OCCURRENCE, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **HARTFORD FIRE INSURANCE COMPANY's California direct loss ratio is 82.1%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for HARTFORD FIRE INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19682)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19682.jsonld` · anatomy of the research object: see /commons/the-research-object

**HARTFORD FIRE INSURANCE COMPANY (NAIC 19682) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 2 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 48379 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**HARTFORD FIRE INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (3): Automobile; Homeowners; Workers' Compensation…
**HARTFORD FIRE INSURANCE COMPANY — lines written in California (RECORDED)** (22): ALLIED LINES; BOILER & MACHINERY; BURGLARY & THEFT…