# Atlas Commons research objects — carrier quality profile for AMICA MUTUAL INSURANCE COMPANY (NAIC 19976) — context brief

Insurer-quality data for AMICA MUTUAL INSURANCE COMPANY (NAIC 19976): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **AMICA MUTUAL INSURANCE COMPANY had 8 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMICA MUTUAL INSURANCE COMPANY had 86,534 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMICA MUTUAL INSURANCE COMPANY had 0.092 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMICA MUTUAL INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **AMICA MUTUAL INSURANCE COMPANY wrote $539,815,608 in California direct premiums across ALLIED LINES, FIRE, HOMEOWNERS MULTIPLE PERIL, INLAND MARINE, OCEAN MARINE, OTHER LIABILITY OCCURRENCE, PRIVATE PASSENGER AUTO LIABILITY, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **AMICA MUTUAL INSURANCE COMPANY's California direct loss ratio is 155.2%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for AMICA MUTUAL INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19976)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/19976.jsonld` · anatomy of the research object: see /commons/the-research-object

**AMICA MUTUAL INSURANCE COMPANY (NAIC 19976) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 8 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 86534 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**AMICA MUTUAL INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Homeowners…
**AMICA MUTUAL INSURANCE COMPANY — lines written in California (RECORDED)** (9): ALLIED LINES; FIRE; HOMEOWNERS MULTIPLE PERIL…