# Atlas Commons research objects — carrier quality profile for NATIONAL LIABILITY & FIRE INSURANCE COMPANY (NAIC 20052) — context brief

Insurer-quality data for NATIONAL LIABILITY & FIRE INSURANCE COMPANY (NAIC 20052): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **NATIONAL LIABILITY & FIRE INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **NATIONAL LIABILITY & FIRE INSURANCE COMPANY had 5,706 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **NATIONAL LIABILITY & FIRE INSURANCE COMPANY had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **NATIONAL LIABILITY & FIRE INSURANCE COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **NATIONAL LIABILITY & FIRE INSURANCE COMPANY wrote $254,946,622 in California direct premiums across AIRCRAFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, INLAND MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **NATIONAL LIABILITY & FIRE INSURANCE COMPANY's California direct loss ratio is 32.6%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for NATIONAL LIABILITY & FIRE INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/20052)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/20052.jsonld` · anatomy of the research object: see /commons/the-research-object

**NATIONAL LIABILITY & FIRE INSURANCE COMPANY (NAIC 20052) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 5706 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**NATIONAL LIABILITY & FIRE INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**NATIONAL LIABILITY & FIRE INSURANCE COMPANY — lines written in California (RECORDED)** (9): AIRCRAFT; COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE…