# Atlas Commons research objects — carrier quality profile for PACIFIC INDEMNITY COMPANY (NAIC 20346) — context brief

Insurer-quality data for PACIFIC INDEMNITY COMPANY (NAIC 20346): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **PACIFIC INDEMNITY COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **PACIFIC INDEMNITY COMPANY had 374 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **PACIFIC INDEMNITY COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **PACIFIC INDEMNITY COMPANY wrote $41,467,112 in California direct premiums across ALLIED LINES, BOILER & MACHINERY, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), EARTHQUAKE, FIDELITY, FIRE, HOMEOWNERS MULTIPLE PERIL, INLAND MARINE, OTHER LIABILITY OCCURRENCE, PRODUCTS LIABILITY CLAIM-MADE, PRODUCTS LIABILITY OCCURRENCE, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **PACIFIC INDEMNITY COMPANY's California direct loss ratio is 133.0%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for PACIFIC INDEMNITY COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/20346)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/20346.jsonld` · anatomy of the research object: see /commons/the-research-object

**PACIFIC INDEMNITY COMPANY (NAIC 20346) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 374 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**PACIFIC INDEMNITY COMPANY — lines of insurance covered in complaint data (RECORDED)** (3): Automobile; Homeowners; Workers' Compensation…
**PACIFIC INDEMNITY COMPANY — lines written in California (RECORDED)** (15): ALLIED LINES; BOILER & MACHINERY; COMMERCIAL MULTIPLE PERIL (LIABILITY)…