# Atlas Commons research objects — carrier quality profile for AMERICAN AUTOMOBILE INSURANCE COMPANY (NAIC 21849) — context brief

Insurer-quality data for AMERICAN AUTOMOBILE INSURANCE COMPANY (NAIC 21849): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **AMERICAN AUTOMOBILE INSURANCE COMPANY had 0 confirmed complaints in 2024** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN AUTOMOBILE INSURANCE COMPANY had 4 TX policies in force in 2024** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN AUTOMOBILE INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **AMERICAN AUTOMOBILE INSURANCE COMPANY wrote $29,770,940 in California direct premiums across COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO NO-FAULT, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), INLAND MARINE, OTHER LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **AMERICAN AUTOMOBILE INSURANCE COMPANY's California direct loss ratio is -35.9%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for AMERICAN AUTOMOBILE INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/21849)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/21849.jsonld` · anatomy of the research object: see /commons/the-research-object

**AMERICAN AUTOMOBILE INSURANCE COMPANY (NAIC 21849) — every quality indicator (typed)** (6): Complaint data year — 2024 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 4 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**AMERICAN AUTOMOBILE INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Automobile…
**AMERICAN AUTOMOBILE INSURANCE COMPANY — lines written in California (RECORDED)** (9): COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO NO-FAULT; COMMERCIAL AUTO PHYSICAL DAMAGE…