# Atlas Commons research objects — carrier quality profile for Freedom Specialty Ins Co (NAIC 22209) — context brief

Insurer-quality data for Freedom Specialty Ins Co (NAIC 22209): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Freedom Specialty Ins Co is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **Freedom Specialty Ins Co wrote $62,926,850 in California direct premiums across CREDIT, FIDELITY, OTHER LIABILITY CLAIMS MADE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **Freedom Specialty Ins Co's California direct loss ratio is 137.3%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for Freedom Specialty Ins Co (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/22209)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/22209.jsonld` · anatomy of the research object: see /commons/the-research-object

**Freedom Specialty Ins Co (NAIC 22209) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — No — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 62926850 — RECORDED — California DOI Market Share Report…
**Freedom Specialty Ins Co — lines written in California (RECORDED)** (5): CREDIT; FIDELITY; OTHER LIABILITY CLAIMS MADE…