# Atlas Commons research objects — carrier quality profile for HARTFORD ACCIDENT AND INDEMNITY COMPANY (NAIC 22357) — context brief

Insurer-quality data for HARTFORD ACCIDENT AND INDEMNITY COMPANY (NAIC 22357): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **HARTFORD ACCIDENT AND INDEMNITY COMPANY had 4 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HARTFORD ACCIDENT AND INDEMNITY COMPANY had 18,646 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HARTFORD ACCIDENT AND INDEMNITY COMPANY had 0.215 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HARTFORD ACCIDENT AND INDEMNITY COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **HARTFORD ACCIDENT AND INDEMNITY COMPANY wrote $149,766,911 in California direct premiums across COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRODUCTS LIABILITY OCCURRENCE, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **HARTFORD ACCIDENT AND INDEMNITY COMPANY's California direct loss ratio is -20.3%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for HARTFORD ACCIDENT AND INDEMNITY COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/22357)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/22357.jsonld` · anatomy of the research object: see /commons/the-research-object

**HARTFORD ACCIDENT AND INDEMNITY COMPANY (NAIC 22357) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 4 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 18646 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**HARTFORD ACCIDENT AND INDEMNITY COMPANY — lines of insurance covered in complaint data (RECORDED)** (3): Automobile; Homeowners; Workers' Compensation…
**HARTFORD ACCIDENT AND INDEMNITY COMPANY — lines written in California (RECORDED)** (10): COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE; COMMERCIAL MULTIPLE PERIL (LIABILITY)…