# Atlas Commons research objects — carrier quality profile for AMERICAN MODERN HOME INSURANCE COMPANY (NAIC 23469) — context brief

Insurer-quality data for AMERICAN MODERN HOME INSURANCE COMPANY (NAIC 23469): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **AMERICAN MODERN HOME INSURANCE COMPANY had 1 confirmed complaint in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN MODERN HOME INSURANCE COMPANY had 107,729 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN MODERN HOME INSURANCE COMPANY had 0.009 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **AMERICAN MODERN HOME INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **AMERICAN MODERN HOME INSURANCE COMPANY wrote $223,863,438 in California direct premiums across ALLIED LINES, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), FIRE, HOMEOWNERS MULTIPLE PERIL, OTHER LIABILITY OCCURRENCE, PET INSURANCE PLANS, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **AMERICAN MODERN HOME INSURANCE COMPANY's California direct loss ratio is 67.4%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for AMERICAN MODERN HOME INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/23469)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/23469.jsonld` · anatomy of the research object: see /commons/the-research-object

**AMERICAN MODERN HOME INSURANCE COMPANY (NAIC 23469) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 1 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 107729 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**AMERICAN MODERN HOME INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Homeowners…
**AMERICAN MODERN HOME INSURANCE COMPANY — lines written in California (RECORDED)** (11): ALLIED LINES; COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE…