---
title: Atlas Commons research objects — carrier quality profile for Nationwide Mutual Fire Insurance Company (NAIC 23779)
license: CC0-1.0
source: U.S. Treasury Circular 570 (certified surety companies)
---

# Atlas Commons research objects — carrier quality profile for Nationwide Mutual Fire Insurance Company (NAIC 23779)

Insurer-quality data for Nationwide Mutual Fire Insurance Company (NAIC 23779): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

## Claims

### Nationwide Mutual Fire Insurance Company is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)

**RECORDED.** The U.S. Treasury Circular 570 does NOT list Nationwide Mutual Fire Insurance Company (NAIC 23779) as a certified company holding a certificate of authority from the Secretary of the Treasury to act as surety on federal bonds. Surety certification is specific to federal bonds; it does not certify the carrier's quality for other lines of insurance.

Source: U.S. Treasury Circular 570 (certified surety companies) — https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/
Falsifier: Verify at https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/: search for NAIC 23779. Falsified if the current C570 list contradicts this value.

### What this carrier quality profile is — and is NOT — for Nationwide Mutual Fire Insurance Company (the epistemic boundary)

**INTERPRETATION.** This profile contains REPORTED complaint figures (TX DOI / NAIC), a DERIVED complaints-per-1,000-policies rate (TX complaints only, material books only), a DERIVED California loss ratio, and CA DOI premium data. It is NOT a ranking, a recommendation, a safety certification, or advice. A higher complaints-per-1,000-policies rate means more TX-filed confirmed complaints per policy — a factual rate, not a verdict. Product mix, policyholder demographics, and reporting differences all affect this figure. Before purchasing, verify the carrier's license at your state Department of Insurance, not here. The Texas DOI (for TX-licensed carriers), CA DOI, and NAIC Consumer Insurance Search are the authoritative verification surfaces.

Source: Coverage Atlas framing (over the sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/23779
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (the atlas's reading, not a DOI verdict) — the LOWEST-warrant claim here. The complaint counts, rate, and CA figures above are sourced facts; this boundary note is interpretation.

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Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/23779.jsonld`

## Data

### Nationwide Mutual Fire Insurance Company (NAIC 23779) — every quality indicator (typed)

Each figure with its four-status warrant and named source. RECORDED = a reported figure from the named authority. DERIVED = an Atlas Commons computation over those figures — not published by the source authority.

| indicator | value | warrant | source |
| --- | --- | --- | --- |
| Complaint data year |  | RECORDED | TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) |
| Treasury C570 surety certified | No | RECORDED | U.S. Treasury Circular 570 (certified surety companies) |