# Atlas Commons research objects — carrier quality profile for ST. PAUL FIRE AND MARINE INSURANCE COMPANY (NAIC 24767) — context brief

Insurer-quality data for ST. PAUL FIRE AND MARINE INSURANCE COMPANY (NAIC 24767): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **ST. PAUL FIRE AND MARINE INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ST. PAUL FIRE AND MARINE INSURANCE COMPANY had 62 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ST. PAUL FIRE AND MARINE INSURANCE COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **ST. PAUL FIRE AND MARINE INSURANCE COMPANY wrote $2,495,759 in California direct premiums across BURGLARY & THEFT, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), FIDELITY, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, SURETY, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **ST. PAUL FIRE AND MARINE INSURANCE COMPANY's California direct loss ratio is -124.4%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for ST. PAUL FIRE AND MARINE INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/24767)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/24767.jsonld` · anatomy of the research object: see /commons/the-research-object

**ST. PAUL FIRE AND MARINE INSURANCE COMPANY (NAIC 24767) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 62 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**ST. PAUL FIRE AND MARINE INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Automobile…
**ST. PAUL FIRE AND MARINE INSURANCE COMPANY — lines written in California (RECORDED)** (8): BURGLARY & THEFT; COMMERCIAL MULTIPLE PERIL (LIABILITY); COMMERCIAL MULTIPLE PERIL (NON-LIABILITY)…