# Atlas Commons research objects — carrier quality profile for Obsidian Pacific Ins Co (NAIC 26395) — context brief

Insurer-quality data for Obsidian Pacific Ins Co (NAIC 26395): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Obsidian Pacific Ins Co is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **Obsidian Pacific Ins Co wrote $64,567,526 in California direct premiums across COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), EARTHQUAKE, HOMEOWNERS MULTIPLE PERIL, INLAND MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **Obsidian Pacific Ins Co's California direct loss ratio is 26.7%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for Obsidian Pacific Ins Co (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/26395)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/26395.jsonld` · anatomy of the research object: see /commons/the-research-object

**Obsidian Pacific Ins Co (NAIC 26395) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — No — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 64567526 — RECORDED — California DOI Market Share Report…
**Obsidian Pacific Ins Co — lines written in California (RECORDED)** (9): COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE; COMMERCIAL MULTIPLE PERIL (LIABILITY)…