# Atlas Commons research objects — carrier quality profile for INSURANCE COMPANY OF THE WEST (NAIC 27847) — context brief

Insurer-quality data for INSURANCE COMPANY OF THE WEST (NAIC 27847): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **INSURANCE COMPANY OF THE WEST had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **INSURANCE COMPANY OF THE WEST had 953 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **INSURANCE COMPANY OF THE WEST is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **INSURANCE COMPANY OF THE WEST wrote $1,517,754,697 in California direct premiums across EARTHQUAKE, INLAND MARINE, PRIVATE FLOOD, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **INSURANCE COMPANY OF THE WEST's California direct loss ratio is 56.4%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for INSURANCE COMPANY OF THE WEST (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/27847)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/27847.jsonld` · anatomy of the research object: see /commons/the-research-object

**INSURANCE COMPANY OF THE WEST (NAIC 27847) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 953 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**INSURANCE COMPANY OF THE WEST — lines of insurance covered in complaint data (RECORDED)** (1): Workers' Compensation…
**INSURANCE COMPANY OF THE WEST — lines written in California (RECORDED)** (6): EARTHQUAKE; INLAND MARINE; PRIVATE FLOOD…