# Atlas Commons research objects — carrier quality profile for ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS (NAIC 27855) — context brief

Insurer-quality data for ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS (NAIC 27855): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS had 431 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS wrote $62,412,990 in California direct premiums across ALLIED LINES, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), FIDELITY, FIRE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS's California direct loss ratio is 16.4%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/27855)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/27855.jsonld` · anatomy of the research object: see /commons/the-research-object

**ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS (NAIC 27855) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 431 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS — lines written in California (RECORDED)** (12): ALLIED LINES; BURGLARY & THEFT; COMMERCIAL AUTO LIABILITY…