# Atlas Commons research objects — carrier quality profile for CLEAR BLUE INSURANCE COMPANY (NAIC 28860) — context brief

Insurer-quality data for CLEAR BLUE INSURANCE COMPANY (NAIC 28860): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **CLEAR BLUE INSURANCE COMPANY had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CLEAR BLUE INSURANCE COMPANY had 3,563 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CLEAR BLUE INSURANCE COMPANY had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **CLEAR BLUE INSURANCE COMPANY is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **CLEAR BLUE INSURANCE COMPANY wrote $45,507,858 in California direct premiums across COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, INLAND MARINE, MULTIPLE PERIL CROP, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **CLEAR BLUE INSURANCE COMPANY's California direct loss ratio is 181.2%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for CLEAR BLUE INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/28860)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/28860.jsonld` · anatomy of the research object: see /commons/the-research-object

**CLEAR BLUE INSURANCE COMPANY (NAIC 28860) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 3563 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**CLEAR BLUE INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (1): Automobile…
**CLEAR BLUE INSURANCE COMPANY — lines written in California (RECORDED)** (7): COMMERCIAL AUTO LIABILITY; COMMERCIAL AUTO PHYSICAL DAMAGE; INLAND MARINE…