# Atlas Commons research objects — carrier quality profile for TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. (NAIC 28886) — context brief

Insurer-quality data for TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. (NAIC 28886): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. had 284 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. wrote $35,063,988 in California direct premiums across ALLIED LINES, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), FIRE, INLAND MARINE, OTHER LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **TRANSGUARD INSURANCE COMPANY OF AMERICA, INC.'s California direct loss ratio is 57.0%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/28886)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/28886.jsonld` · anatomy of the research object: see /commons/the-research-object

**TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. (NAIC 28886) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 284 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**TRANSGUARD INSURANCE COMPANY OF AMERICA, INC. — lines written in California (RECORDED)** (10): ALLIED LINES; BURGLARY & THEFT; COMMERCIAL AUTO LIABILITY…