# Atlas Commons research objects — carrier quality profile for Protective Property & Casualty Insurance Company (NAIC 35769) — context brief

Insurer-quality data for Protective Property & Casualty Insurance Company (NAIC 35769): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Protective Property & Casualty Insurance Company is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **Protective Property & Casualty Insurance Company wrote $21,304,788 in California direct premiums across OTHER LIABILITY OCCURRENCE, SURETY, TOTALS, WARRANTY lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **Protective Property & Casualty Insurance Company's California direct loss ratio is 48.2%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for Protective Property & Casualty Insurance Company (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/35769)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/35769.jsonld` · anatomy of the research object: see /commons/the-research-object

**Protective Property & Casualty Insurance Company (NAIC 35769) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — Yes — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 21304788 — RECORDED — California DOI Market Share Report…
**Protective Property & Casualty Insurance Company — lines written in California (RECORDED)** (4): OTHER LIABILITY OCCURRENCE; SURETY; TOTALS…