# Atlas Commons research objects — carrier quality profile for HANOVER AMERICAN INSURANCE COMPANY, THE (NAIC 36064) — context brief

Insurer-quality data for HANOVER AMERICAN INSURANCE COMPANY, THE (NAIC 36064): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **HANOVER AMERICAN INSURANCE COMPANY, THE had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HANOVER AMERICAN INSURANCE COMPANY, THE had 742 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **HANOVER AMERICAN INSURANCE COMPANY, THE is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **HANOVER AMERICAN INSURANCE COMPANY, THE wrote $76,790,016 in California direct premiums across ALLIED LINES, BOILER & MACHINERY, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), EARTHQUAKE, FIRE, INLAND MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRIVATE FLOOD, PRODUCTS LIABILITY OCCURRENCE, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **HANOVER AMERICAN INSURANCE COMPANY, THE's California direct loss ratio is 73.6%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for HANOVER AMERICAN INSURANCE COMPANY, THE (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/36064)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/36064.jsonld` · anatomy of the research object: see /commons/the-research-object

**HANOVER AMERICAN INSURANCE COMPANY, THE (NAIC 36064) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 742 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**HANOVER AMERICAN INSURANCE COMPANY, THE — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**HANOVER AMERICAN INSURANCE COMPANY, THE — lines written in California (RECORDED)** (15): ALLIED LINES; BOILER & MACHINERY; COMMERCIAL AUTO LIABILITY…