# Atlas Commons research objects — carrier quality profile for GRAY INSURANCE COMPANY, THE (NAIC 36307) — context brief

Insurer-quality data for GRAY INSURANCE COMPANY, THE (NAIC 36307): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **GRAY INSURANCE COMPANY, THE had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **GRAY INSURANCE COMPANY, THE had 164 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **GRAY INSURANCE COMPANY, THE is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **GRAY INSURANCE COMPANY, THE wrote $1,177,304 in California direct premiums across EXCESS WORKERS' COMPENSATION, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **GRAY INSURANCE COMPANY, THE's California direct loss ratio is 124.1%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for GRAY INSURANCE COMPANY, THE (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/36307)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/36307.jsonld` · anatomy of the research object: see /commons/the-research-object

**GRAY INSURANCE COMPANY, THE (NAIC 36307) — every quality indicator (typed)** (6): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 164 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**GRAY INSURANCE COMPANY, THE — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**GRAY INSURANCE COMPANY, THE — lines written in California (RECORDED)** (4): EXCESS WORKERS' COMPENSATION; SURETY; TOTALS…