# Atlas Commons research objects — carrier quality profile for Pacific Specialty Insurance Company (NAIC 37850) — context brief

Insurer-quality data for Pacific Specialty Insurance Company (NAIC 37850): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Pacific Specialty Insurance Company is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **Pacific Specialty Insurance Company wrote $417,510,156 in California direct premiums across EARTHQUAKE, HOMEOWNERS MULTIPLE PERIL, OTHER LIABILITY OCCURRENCE, PRIVATE PASSENGER AUTO LIABILITY, PRIVATE PASSENGER AUTO PHYSICAL DAMAGE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **Pacific Specialty Insurance Company's California direct loss ratio is 98.3%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for Pacific Specialty Insurance Company (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/37850)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/37850.jsonld` · anatomy of the research object: see /commons/the-research-object

**Pacific Specialty Insurance Company (NAIC 37850) — every quality indicator (typed)** (4): Complaint data year —  — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Treasury C570 surety certified — No — RECORDED — U.S. Treasury Circular 570 (certified surety companies); CA direct premium written (USD) — 417510156 — RECORDED — California DOI Market Share Report…
**Pacific Specialty Insurance Company — lines written in California (RECORDED)** (6): EARTHQUAKE; HOMEOWNERS MULTIPLE PERIL; OTHER LIABILITY OCCURRENCE…