# Atlas Commons research objects — carrier quality profile for MARKEL INSURANCE COMPANY (NAIC 38970) — context brief

Insurer-quality data for MARKEL INSURANCE COMPANY (NAIC 38970): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **MARKEL INSURANCE COMPANY had 1 confirmed complaint in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **MARKEL INSURANCE COMPANY had 5,064 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **MARKEL INSURANCE COMPANY had 0.197 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **MARKEL INSURANCE COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **MARKEL INSURANCE COMPANY wrote $596,472,858 in California direct premiums across AGGREGATE WRITE-INS FOR OTHER LINES, ALLIED LINES, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO NO-FAULT, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), CREDIT, FARMOWNERS MULTIPLE PERIL, FIDELITY, FIRE, INLAND MARINE, OCEAN MARINE, OTHER HEALTH, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRODUCTS LIABILITY OCCURRENCE, SURETY, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **MARKEL INSURANCE COMPANY's California direct loss ratio is 87.6%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for MARKEL INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/38970)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/38970.jsonld` · anatomy of the research object: see /commons/the-research-object

**MARKEL INSURANCE COMPANY (NAIC 38970) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 1 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 5064 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**MARKEL INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (3): Accident and Health; Automobile; Workers' Compensation…
**MARKEL INSURANCE COMPANY — lines written in California (RECORDED)** (21): AGGREGATE WRITE-INS FOR OTHER LINES; ALLIED LINES; BURGLARY & THEFT…