# Atlas Commons research objects — carrier quality profile for STARNET INSURANCE COMPANY (NAIC 40045) — context brief

Insurer-quality data for STARNET INSURANCE COMPANY (NAIC 40045): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **STARNET INSURANCE COMPANY had 0 confirmed complaints in 2024** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **STARNET INSURANCE COMPANY had 134 TX policies in force in 2024** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **STARNET INSURANCE COMPANY is listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **STARNET INSURANCE COMPANY wrote $169,111,370 in California direct premiums across ALLIED LINES, BOILER & MACHINERY, BURGLARY & THEFT, COMMERCIAL AUTO LIABILITY, COMMERCIAL AUTO PHYSICAL DAMAGE, COMMERCIAL MULTIPLE PERIL (LIABILITY), COMMERCIAL MULTIPLE PERIL (NON-LIABILITY), EARTHQUAKE, FARMOWNERS MULTIPLE PERIL, FIRE, INLAND MARINE, OCEAN MARINE, OTHER LIABILITY CLAIMS MADE, OTHER LIABILITY OCCURRENCE, PRIVATE FLOOD, TOTALS, WORKERS' COMPENSATION lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **STARNET INSURANCE COMPANY's California direct loss ratio is 50.6%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for STARNET INSURANCE COMPANY (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/40045)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/40045.jsonld` · anatomy of the research object: see /commons/the-research-object

**STARNET INSURANCE COMPANY (NAIC 40045) — every quality indicator (typed)** (6): Complaint data year — 2024 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 134 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**STARNET INSURANCE COMPANY — lines of insurance covered in complaint data (RECORDED)** (2): Automobile; Workers' Compensation…
**STARNET INSURANCE COMPANY — lines written in California (RECORDED)** (17): ALLIED LINES; BOILER & MACHINERY; BURGLARY & THEFT…