# Atlas Commons research objects — carrier quality profile for ARMED FORCES INSURANCE EXCHANGE (NAIC 41459) — context brief

Insurer-quality data for ARMED FORCES INSURANCE EXCHANGE (NAIC 41459): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED), California direct premium written (CA DOI, RECORDED) and California direct loss ratio (CA DOI, DERIVED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **ARMED FORCES INSURANCE EXCHANGE had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ARMED FORCES INSURANCE EXCHANGE had 1,936 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ARMED FORCES INSURANCE EXCHANGE had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **ARMED FORCES INSURANCE EXCHANGE is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **ARMED FORCES INSURANCE EXCHANGE wrote $13,423,738 in California direct premiums across ALLIED LINES, FIRE, HOMEOWNERS MULTIPLE PERIL, INLAND MARINE, OTHER LIABILITY OCCURRENCE, TOTALS lines** — RECORDED · California DOI Market Share Report (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **ARMED FORCES INSURANCE EXCHANGE's California direct loss ratio is 83.4%** — DERIVED · California DOI Market Share Report (Atlas Commons derivation) (https://www.insurance.ca.gov/01-consumers/120-company/08-res-data/market-share-reports.cfm)
- **What this carrier quality profile is — and is NOT — for ARMED FORCES INSURANCE EXCHANGE (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/41459)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/41459.jsonld` · anatomy of the research object: see /commons/the-research-object

**ARMED FORCES INSURANCE EXCHANGE (NAIC 41459) — every quality indicator (typed)** (7): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 1936 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**ARMED FORCES INSURANCE EXCHANGE — lines of insurance covered in complaint data (RECORDED)** (1): Homeowners…
**ARMED FORCES INSURANCE EXCHANGE — lines written in California (RECORDED)** (6): ALLIED LINES; FIRE; HOMEOWNERS MULTIPLE PERIL…