# Atlas Commons research objects — carrier quality profile for FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA (NAIC 77968) — context brief

Insurer-quality data for FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA (NAIC 77968): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA had 0 confirmed complaints in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA had 149,101 TX policies in force in 2025** — RECORDED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA had 0.000 confirmed complaints per 1,000 TX policies in 2025** — DERIVED · TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety) (Atlas Commons derivation) (https://www.tdi.texas.gov/consumer/complaintchoice.html)
- **FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)** — RECORDED · U.S. Treasury Circular 570 (certified surety companies) (https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/)
- **What this carrier quality profile is — and is NOT — for FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the sources cited above) (https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/77968)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/77968.jsonld` · anatomy of the research object: see /commons/the-research-object

**FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA (NAIC 77968) — every quality indicator (typed)** (5): Complaint data year — 2025 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Confirmed complaints (latest year) — 0 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety); Policies in force (latest year) — 149101 — RECORDED — TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)…
**FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICA — lines of insurance covered in complaint data (RECORDED)** (2): Accident and Health; Life and Annuity…