{
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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/80624.jsonld",
  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — carrier quality profile for AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (NAIC 80624)",
  "description": "Insurer-quality data for AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (NAIC 80624): confirmed complaint counts and complaints-per-1,000-policies rate (TX DOI / NAIC, RECORDED and DERIVED), surety certification status (Treasury C570, RECORDED). Epistemic status of each figure is labeled. This surface informs; it does not rank or advise. Verify license at your state DOI before purchasing. CC0.",
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  "about": {
    "@type": "schema:Organization",
    "name": "AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK",
    "identifier": "80624"
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  "claims": [
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/80624/confirmed-complaints-latest",
      "@type": "schema:Claim",
      "name": "AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK had 0 confirmed complaints in 2025",
      "text": "The TX DOI / NAIC complaint data records 0 confirmed complaints for AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (NAIC 80624) in 2025 across 2 lines of insurance. A directly reported count from the named authority.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
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        "supported": true,
        "adjudged": true,
        "operative": true
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      "grounding": {
        "groundingType": "SourceCitation",
        "source": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)",
        "sourceUrl": "https://www.tdi.texas.gov/consumer/complaintchoice.html",
        "value": "0 confirmed complaints (2025)",
        "adjudicator": {
          "name": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)",
          "url": "https://www.tdi.texas.gov/consumer/complaintchoice.html"
        }
      },
      "falsifier": "Check the TX DOI / NAIC complaint database directly for NAIC code 80624. Falsified if the source figure differs from the published record."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/80624/policies-in-force-latest",
      "@type": "schema:Claim",
      "name": "AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK had 47 TX policies in force in 2025",
      "text": "The TX DOI / NAIC data records 47 policies in force for AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (NAIC 80624) in 2025. This is the denominator used when computing the complaints-per-1,000-policies rate.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)",
        "sourceUrl": "https://www.tdi.texas.gov/consumer/complaintchoice.html",
        "value": "47 TX policies in force",
        "adjudicator": {
          "name": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)",
          "url": "https://www.tdi.texas.gov/consumer/complaintchoice.html"
        }
      },
      "falsifier": "Verify the policy-count figure in the TX DOI / NAIC filing for NAIC 80624."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/80624/surety-certified",
      "@type": "schema:Claim",
      "name": "AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK is NOT listed on the U.S. Treasury Circular 570 (certified surety companies)",
      "text": "The U.S. Treasury Circular 570 does NOT list AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (NAIC 80624) as a certified company holding a certificate of authority from the Secretary of the Treasury to act as surety on federal bonds. Surety certification is specific to federal bonds; it does not certify the carrier's quality for other lines of insurance.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "U.S. Treasury Circular 570 (certified surety companies)",
        "sourceUrl": "https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/",
        "value": "No — not on Treasury C570",
        "adjudicator": {
          "name": "U.S. Treasury Circular 570 (certified surety companies)",
          "url": "https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/"
        }
      },
      "falsifier": "Verify at https://fiscaltreasury.gov/services/surety-bonds/list-certified-companies/: search for NAIC 80624. Falsified if the current C570 list contradicts this value."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/80624/boundary",
      "@type": "schema:Claim",
      "name": "What this carrier quality profile is — and is NOT — for AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (the epistemic boundary)",
      "text": "This profile contains REPORTED complaint figures (TX DOI / NAIC), a DERIVED complaints-per-1,000-policies rate (TX complaints only, material books only), a DERIVED California loss ratio, and CA DOI premium data. It is NOT a ranking, a recommendation, a safety certification, or advice. A higher complaints-per-1,000-policies rate means more TX-filed confirmed complaints per policy — a factual rate, not a verdict. Product mix, policyholder demographics, and reporting differences all affect this figure. Before purchasing, verify the carrier's license at your state Department of Insurance, not here. The Texas DOI (for TX-licensed carriers), CA DOI, and NAIC Consumer Insurance Search are the authoritative verification surfaces.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/carriers/80624",
        "value": "complaints-per-1k rate + CA figures + surety cert; NOT a ranking or safety verdict",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an event) and adjudged=FALSE (the atlas's reading, not a DOI verdict) — the LOWEST-warrant claim here. The complaint counts, rate, and CA figures above are sourced facts; this boundary note is interpretation."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK (NAIC 80624) — every quality indicator (typed)",
      "numberOfItems": 4,
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          "position": 1,
          "item": {
            "indicator": "Complaint data year",
            "value": "2025",
            "warrant": "RECORDED",
            "source": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)"
          }
        },
        {
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          "position": 2,
          "item": {
            "indicator": "Confirmed complaints (latest year)",
            "value": 0,
            "warrant": "RECORDED",
            "source": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "indicator": "Policies in force (latest year)",
            "value": 47,
            "warrant": "RECORDED",
            "source": "TX DOI Complaint Data + NAIC complaint index + Treasury C570 (surety)"
          }
        },
        {
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          "position": 4,
          "item": {
            "indicator": "Treasury C570 surety certified",
            "value": "No",
            "warrant": "RECORDED",
            "source": "U.S. Treasury Circular 570 (certified surety companies)"
          }
        }
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    {
      "@type": "schema:ItemList",
      "name": "AMERICAN PROGRESSIVE LIFE AND HEALTH INSURANCE COMPANY OF NEW YORK — lines of insurance covered in complaint data (RECORDED)",
      "numberOfItems": 2,
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          "position": 1,
          "item": {
            "line_of_insurance": "Accident and Health"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "line_of_insurance": "Life and Annuity"
          }
        }
      ]
    }
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}