name = "Guardian — ACA marketplace profile (UT, 2026)"
description = "Plan footprint for Guardian on the UT ACA marketplace, 2026. Footprint = an AGGREGATED count over the CMS ACA Plan Attributes PUF (occurred, but not adjudged — we enumerated it). Standalone dental carrier (no medical coverage). Informs and compares; no ranking or advice. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/companies/34028.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/companies/34028/footprint"
warrant = "DERIVED"
name = "Guardian offers 3 ACA dental plans in UT (2026)"
text = "Guardian (HIOS issuer 34028) lists 3 distinct plans (6 variants incl. CSR) in UT for 2026, across metal tiers Low, plan types PPO, markets Individual. A faithful COUNT over the CMS ACA Plan Attributes PUF rows: occurred=true (the count replays from the records), but adjudged=FALSE — Atlas Commons enumerated this; CMS published the plan rows, not this per-issuer total."
source = "CMS ACA Plan Attributes PUF (2026)"
sourceUrl = "https://www.cms.gov/marketplace/resources/data/public-use-files"
falsifier = "occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS ACA Plan Attributes PUF (2026) published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE)."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/companies/34028/boundary"
warrant = "INTERPRETATION"
name = "What this ACA issuer profile is — and is NOT"
text = "This page shows the plan footprint and typical sticker premium for Guardian on the UT ACA marketplace for 2026. It is a REFERENCE profile of what the issuer offers — NOT a recommendation, ranking, or advice. Premiums shown are sticker prices; most enrollees pay less after income-based tax credits. Net cost is never estimated here. To compare plans and enroll, visit healthcare.gov."
source = "Coverage Atlas framing"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not."

[[plan-profile]]
Metric = "Distinct plans"
Value = 3
Warrant = "AGGREGATED"

[[plan-profile]]
Metric = "Plan variants (incl. CSR)"
Value = 6
Warrant = "AGGREGATED"

[[plan-profile]]
Metric = "Metal tiers offered"
Value = "Low"
Warrant = "RECORDED"

[[plan-profile]]
Metric = "Plan types"
Value = "PPO"
Warrant = "RECORDED"

[[plan-profile]]
Metric = "Markets served"
Value = "Individual"
Warrant = "RECORDED"

[[plan-profile]]
Metric = "HSA-eligible plans"
Value = "no"
Warrant = "RECORDED"
