---
title: UnitedHealthcare — ACA marketplace profile (TN, 2026)
license: CC0-1.0
source: CMS ACA Plan Attributes PUF (2026)
---

# UnitedHealthcare — ACA marketplace profile (TN, 2026)

Plan footprint and typical sticker premium for UnitedHealthcare on the TN ACA marketplace, 2026. Footprint = an AGGREGATED count over the CMS ACA Plan Attributes PUF (occurred, but not adjudged — we enumerated it); premium = an IN-HOUSE DERIVED median over the CMS Rate PUF (not adjudged). Informs and compares; no ranking or advice. CC0.

## Claims

### UnitedHealthcare offers 14 ACA marketplace plans in TN (2026)

**DERIVED.** UnitedHealthcare (HIOS issuer 69443) lists 14 distinct plans (62 variants incl. CSR) in TN for 2026, across metal tiers Bronze, Expanded Bronze, Gold, High, Silver, plan types EPO, PPO, markets Individual. A faithful COUNT over the CMS ACA Plan Attributes PUF rows: occurred=true (the count replays from the records), but adjudged=FALSE — Atlas Commons enumerated this; CMS published the plan rows, not this per-issuer total.

Source: CMS ACA Plan Attributes PUF (2026) — https://www.cms.gov/marketplace/resources/data/public-use-files
Falsifier: occurred=TRUE: a faithful COUNT/SUM/total over the named record set that introduces NO modeling choice — it IS the case in the record. adjudged=FALSE: Atlas Commons computed the aggregate; CMS ACA Plan Attributes PUF (2026) published the underlying records, NOT this figure. Re-count it from the named source to verify. Distinct from a median/ratio/index (which picks a population, weighting, denominator, or threshold — a constructed statistic → 'derived', occurred=FALSE) and from an authority-published total (→ 'recorded', adjudged=TRUE).

### UnitedHealthcare's typical Silver plan in TN is $829/mo for a 40-year-old (sticker)

**DERIVED.** The median Silver-tier sticker premium for a 40-year-old, individual, non-tobacco across UnitedHealthcare's TN plans is $829/mo (the TN median across all issuers is $771/mo). An IN-HOUSE MEDIAN over RECORDED CMS Rate PUF sticker rates (occurred=false: a computed aggregate; adjudged=FALSE — Atlas Commons computes this median; CMS publishes the individual rates, not this issuer-level median). STICKER = full pre-subsidy price; most enrollees pay less after income-based tax credits, and net cost is never estimated here.

Source: Atlas Commons median over CMS Marketplace Rate PUF (2026) — https://www.cms.gov/marketplace/resources/data/public-use-files
Falsifier: occurred=FALSE (a calculation, not an event) and adjudged=FALSE (a transparent in-house formula, not an authority's verdict — no external adjudicator). Reproduce it from its named inputs; falsified if the formula or inputs are wrong. Lower warrant than the adjudged figures above.

### What this ACA issuer profile is — and is NOT

**INTERPRETATION.** This page shows the plan footprint and typical sticker premium for UnitedHealthcare on the TN ACA marketplace for 2026. It is a REFERENCE profile of what the issuer offers — NOT a recommendation, ranking, or advice. Premiums shown are sticker prices; most enrollees pay less after income-based tax credits. Net cost is never estimated here. To compare plans and enroll, visit healthcare.gov.

Source: Coverage Atlas framing — https://coverage-atlas.ryanjhunter.workers.dev/
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/companies/69443.jsonld`

## Data

### ACA marketplace profile — UnitedHealthcare (TN, 2026)

Plan counts from CMS ACA Plan Attributes PUF (AGGREGATED). Typical Silver premium is an in-house median over the CMS Rate PUF (DERIVED).

| Metric | Value | Warrant |
| --- | --- | --- |
| Distinct plans | 14 | AGGREGATED |
| Plan variants (incl. CSR) | 62 | AGGREGATED |
| Metal tiers offered | Bronze, Expanded Bronze, Gold, High, Silver | RECORDED |
| Plan types | EPO, PPO | RECORDED |
| Markets served | Individual | RECORDED |
| HSA-eligible plans | yes | RECORDED |
| Typical Silver premium (40yo, sticker) | $829/mo | DERIVED |
| TN median Silver (all issuers) | $771/mo | DERIVED |