---
title: Crop insurance — Arkansas (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Arkansas (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Arkansas (2026): 49,666 policies sold, $265,268,190 total liability, $26,001,341 total premium, $2,148,475 indemnities paid, loss ratio 8.3%. Top crop: Soybeans. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Arkansas had 49,666 crop insurance policies sold in 2026 across 14 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 49,666 crop insurance policies sold in Arkansas (AR) for 2026, covering 14 commodities across 65 counties. Total liability covered: $265,268,190. Total premium: $26,001,341 (including $18,138,790 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state AR, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Arkansas for 2026: $26,001,341 total, $18,138,790 subsidized

**DERIVED.** Atlas Commons sums $26,001,341 in total premium and $18,138,790 in government subsidy for crop insurance in Arkansas for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state AR, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Arkansas for 2026: $2,148,475

**DERIVED.** Atlas Commons sums $2,148,475 in crop insurance indemnities (claims paid) in Arkansas for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 356 of 49,666 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state AR, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Arkansas crop insurance loss ratio for 2026: 8.3%

**DERIVED.** Atlas Commons computes Arkansas's crop insurance loss ratio for 2026 as 8.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state AR, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Soybeans is the largest crop insurance commodity in Arkansas by liability (2026): $120,174,602

**DERIVED.** By total liability covered, Soybeans (USDA commodity code 0081) is the largest crop insurance commodity in Arkansas for 2026 with $120,174,602 in liability across 11,837 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state AR, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Arkansas (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar.jsonld`

## Data

### Arkansas — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 49,666 | AGGREGATED |
| Policies indemnified | 356 | AGGREGATED |
| Total liability covered | $265,268,190 | AGGREGATED |
| Total premium | $26,001,341 | AGGREGATED |
| Government subsidy | $18,138,790 | AGGREGATED |
| Indemnities paid | $2,148,475 | AGGREGATED |
| Loss ratio | 8.3% | AGGREGATED |
| Commodities insured | 14 | AGGREGATED |
| Counties with coverage | 65 | AGGREGATED |

### Arkansas — top 14 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Soybeans (0081) | $120,174,602 | 11,837 | 0.5% |
| Rice (0018) | $50,633,369 | 10,947 | 0.2% |
| Corn (0041) | $25,872,591 | 11,474 | 4.7% |
| All Other Crops (9999) | $21,358,492 | 713 | 26.4% |
| Cotton (0021) | $19,780,519 | 5,595 | 0.0% |
| Wheat (0011) | $9,862,533 | 2,976 | 30.5% |
| Pasture,Rangeland,Forage (0088) | $9,733,558 | 210 | 44.7% |
| Fresh Market Tomatoes (0086) | $4,050,093 | 46 | 0.0% |
| Whole Farm Revenue Protection (0076) | $3,200,477 | 4 | 0.0% |
| Oats (0016) | $286,136 | 103 | 0.0% |
| Peanuts (0075) | $195,703 | 493 | 0.0% |
| Grain Sorghum (0051) | $61,917 | 5,216 | 0.0% |
| Pecans (0020) | $58,200 | 4 | 0.0% |
| Hybrid Seed Rice (0080) | $0 | 48 | — |