name = "Crop insurance — Arkansas (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Arkansas (2026): 49,666 policies sold, $265,268,190 total liability, $26,001,341 total premium, $2,148,475 indemnities paid, loss ratio 8.3%. Top crop: Soybeans. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar/state-identity"
warrant = "RECORDED"
name = "Arkansas had 49,666 crop insurance policies sold in 2026 across 14 commodities"
text = "The USDA Risk Management Agency Summary of Business records 49,666 crop insurance policies sold in Arkansas (AR) for 2026, covering 14 commodities across 65 counties. Total liability covered: $265,268,190. Total premium: $26,001,341 (including $18,138,790 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state AR, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Arkansas for 2026: $26,001,341 total, $18,138,790 subsidized"
text = "Atlas Commons sums $26,001,341 in total premium and $18,138,790 in government subsidy for crop insurance in Arkansas for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state AR, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Arkansas for 2026: $2,148,475"
text = "Atlas Commons sums $2,148,475 in crop insurance indemnities (claims paid) in Arkansas for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 356 of 49,666 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state AR, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar/loss-ratio"
warrant = "DERIVED"
name = "Arkansas crop insurance loss ratio for 2026: 8.3%"
text = "Atlas Commons computes Arkansas's crop insurance loss ratio for 2026 as 8.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state AR, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar/top-commodity"
warrant = "DERIVED"
name = "Soybeans is the largest crop insurance commodity in Arkansas by liability (2026): $120,174,602"
text = "By total liability covered, Soybeans (USDA commodity code 0081) is the largest crop insurance commodity in Arkansas for 2026 with $120,174,602 in liability across 11,837 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state AR, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Arkansas (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ar"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "49,666"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "356"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$265,268,190"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$26,001,341"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$18,138,790"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$2,148,475"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "8.3%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "14"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "65"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$120,174,602"
Policies_sold = "11,837"
Loss_ratio = "0.5%"

[[top-commodities]]
Commodity = "Rice (0018)"
Total_liability = "$50,633,369"
Policies_sold = "10,947"
Loss_ratio = "0.2%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$25,872,591"
Policies_sold = "11,474"
Loss_ratio = "4.7%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$21,358,492"
Policies_sold = "713"
Loss_ratio = "26.4%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$19,780,519"
Policies_sold = "5,595"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$9,862,533"
Policies_sold = "2,976"
Loss_ratio = "30.5%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$9,733,558"
Policies_sold = "210"
Loss_ratio = "44.7%"

[[top-commodities]]
Commodity = "Fresh Market Tomatoes (0086)"
Total_liability = "$4,050,093"
Policies_sold = "46"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$3,200,477"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$286,136"
Policies_sold = "103"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$195,703"
Policies_sold = "493"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$61,917"
Policies_sold = "5,216"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pecans (0020)"
Total_liability = "$58,200"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Hybrid Seed Rice (0080)"
Total_liability = "$0"
Policies_sold = "48"
Loss_ratio = "—"
