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  "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az.jsonld",
  "@type": "schema:Dataset",
  "name": "Crop insurance — Arizona (2026) — USDA RMA Summary of Business",
  "description": "USDA RMA crop insurance for Arizona (2026): 4,903 policies sold, $690,884,640 total liability, $130,719,813 total premium, $37,949,690 indemnities paid, loss ratio 29.0%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0.",
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  "temporalCoverage": "2026",
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    "name": "USDA Risk Management Agency Summary of Business",
    "url": "https://www.rma.usda.gov/data/sob"
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  "about": {
    "@type": "schema:Place",
    "name": "Arizona",
    "identifier": "AZ",
    "schema:containedInPlace": {
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      "name": "United States"
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  "claims": [
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/state-identity",
      "@type": "schema:Claim",
      "name": "Arizona had 4,903 crop insurance policies sold in 2026 across 18 commodities",
      "text": "The USDA Risk Management Agency Summary of Business records 4,903 crop insurance policies sold in Arizona (AZ) for 2026, covering 18 commodities across 16 counties. Total liability covered: $690,884,640. Total premium: $130,719,813 (including $72,267,653 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.",
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        "source": "USDA Risk Management Agency Summary of Business",
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        "value": "4,903 policies, $690,884,640 liability (Arizona, 2026)",
        "adjudicator": {
          "name": "USDA Risk Management Agency Summary of Business",
          "url": "https://www.rma.usda.gov/data/sob"
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      },
      "falsifier": "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state AZ, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/total-premium",
      "@type": "schema:Claim",
      "name": "Crop insurance premium in Arizona for 2026: $130,719,813 total, $72,267,653 subsidized",
      "text": "Atlas Commons sums $130,719,813 in total premium and $72,267,653 in government subsidy for crop insurance in Arizona for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.",
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      "reviewStatus": "correction_open",
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      "epistemicStatus": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "$130,719,813 total premium, $72,267,653 subsidy (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all total_premium_amount and subsidy_amount values for state AZ, year 2026 from the USDA RMA SoB. Falsified if the totals differ."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/indemnity-payout",
      "@type": "schema:Claim",
      "name": "Crop insurance indemnities paid in Arizona for 2026: $37,949,690",
      "text": "Atlas Commons sums $37,949,690 in crop insurance indemnities (claims paid) in Arizona for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 781 of 4,903 policies received an indemnity payment.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
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        "adjudged": false,
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        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
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        "value": "$37,949,690 indemnities paid, 781 policies indemnified (2026)",
        "adjudicator": null
      },
      "falsifier": "Sum all indemnity_amount values for state AZ, year 2026 from the USDA RMA SoB. Falsified if the total differs."
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      "@type": "schema:Claim",
      "name": "Arizona crop insurance loss ratio for 2026: 29.0%",
      "text": "Atlas Commons computes Arizona's crop insurance loss ratio for 2026 as 29.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
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      "epistemicStatus": {
        "occurred": true,
        "supported": true,
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      },
      "grounding": {
        "groundingType": "Aggregation",
        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "29.0% loss ratio (Arizona, 2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state AZ, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/top-commodity",
      "@type": "schema:Claim",
      "name": "Pasture,Rangeland,Forage is the largest crop insurance commodity in Arizona by liability (2026): $408,297,384",
      "text": "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Arizona for 2026 with $408,297,384 in liability across 988 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.",
      "claimType": "aggregated_fact",
      "reviewStatus": "correction_open",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": false,
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      "grounding": {
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        "source": "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)",
        "sourceUrl": "https://www.rma.usda.gov/data/sob",
        "value": "Pasture,Rangeland,Forage: $408,297,384 liability, 988 policies (2026)",
        "adjudicator": null
      },
      "falsifier": "Reproduce: sum liability_amount by commodity for state AZ, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."
    },
    {
      "@id": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/boundary",
      "@type": "schema:Claim",
      "name": "What this crop insurance profile is — and is NOT — for Arizona (2026)",
      "text": "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Coverage Atlas framing (over the USDA RMA sources cited above)",
        "sourceUrl": "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az",
        "value": "State-aggregate sums (AGGREGATED) + loss ratio (AGGREGATED); NOT actuarial analysis",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "Arizona — crop insurance summary (2026)",
      "numberOfItems": 9,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Metric": "Policies sold",
            "Value": "4,903",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Metric": "Policies indemnified",
            "Value": "781",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Metric": "Total liability covered",
            "Value": "$690,884,640",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Metric": "Total premium",
            "Value": "$130,719,813",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Metric": "Government subsidy",
            "Value": "$72,267,653",
            "Warrant": "AGGREGATED"
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          "position": 6,
          "item": {
            "Metric": "Indemnities paid",
            "Value": "$37,949,690",
            "Warrant": "AGGREGATED"
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        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Metric": "Loss ratio",
            "Value": "29.0%",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Metric": "Commodities insured",
            "Value": "18",
            "Warrant": "AGGREGATED"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Metric": "Counties with coverage",
            "Value": "16",
            "Warrant": "AGGREGATED"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "Arizona — top 18 crops by liability (2026)",
      "numberOfItems": 18,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "Commodity": "Pasture,Rangeland,Forage (0088)",
            "Total liability": "$408,297,384",
            "Policies sold": "988",
            "Loss ratio": "31.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "Commodity": "Forage Production (0033)",
            "Total liability": "$71,304,035",
            "Policies sold": "482",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 3,
          "item": {
            "Commodity": "All Other Crops (9999)",
            "Total liability": "$55,432,155",
            "Policies sold": "96",
            "Loss ratio": "31.4%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 4,
          "item": {
            "Commodity": "Pecans (0020)",
            "Total liability": "$47,958,026",
            "Policies sold": "42",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 5,
          "item": {
            "Commodity": "Whole Farm Revenue Protection (0076)",
            "Total liability": "$20,757,007",
            "Policies sold": "11",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 6,
          "item": {
            "Commodity": "Pistachios (0470)",
            "Total liability": "$18,652,769",
            "Policies sold": "35",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 7,
          "item": {
            "Commodity": "Wheat (0011)",
            "Total liability": "$16,188,227",
            "Policies sold": "596",
            "Loss ratio": "29.9%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 8,
          "item": {
            "Commodity": "Nursery (NVS) (1010)",
            "Total liability": "$15,528,758",
            "Policies sold": "4",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 9,
          "item": {
            "Commodity": "Potatoes (0084)",
            "Total liability": "$11,339,622",
            "Policies sold": "9",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 10,
          "item": {
            "Commodity": "Cotton (0021)",
            "Total liability": "$9,054,642",
            "Policies sold": "1,074",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 11,
          "item": {
            "Commodity": "Apiculture (1191)",
            "Total liability": "$4,950,563",
            "Policies sold": "55",
            "Loss ratio": "31.3%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 12,
          "item": {
            "Commodity": "Corn (0041)",
            "Total liability": "$4,856,750",
            "Policies sold": "628",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 13,
          "item": {
            "Commodity": "Dry Peas (0067)",
            "Total liability": "$2,370,456",
            "Policies sold": "8",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 14,
          "item": {
            "Commodity": "Barley (0091)",
            "Total liability": "$2,360,106",
            "Policies sold": "403",
            "Loss ratio": "185.9%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 15,
          "item": {
            "Commodity": "Cotton Ex Long Staple (0022)",
            "Total liability": "$1,834,140",
            "Policies sold": "237",
            "Loss ratio": "0.0%"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 16,
          "item": {
            "Commodity": "Chile Peppers (0045)",
            "Total liability": "$0",
            "Policies sold": "10",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 17,
          "item": {
            "Commodity": "Dry Beans (0047)",
            "Total liability": "$0",
            "Policies sold": "81",
            "Loss ratio": "—"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 18,
          "item": {
            "Commodity": "Grain Sorghum (0051)",
            "Total liability": "$0",
            "Policies sold": "144",
            "Loss ratio": "—"
          }
        }
      ]
    }
  ]
}