---
title: Crop insurance — Arizona (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Arizona (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Arizona (2026): 4,903 policies sold, $690,884,640 total liability, $130,719,813 total premium, $37,949,690 indemnities paid, loss ratio 29.0%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Arizona had 4,903 crop insurance policies sold in 2026 across 18 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 4,903 crop insurance policies sold in Arizona (AZ) for 2026, covering 18 commodities across 16 counties. Total liability covered: $690,884,640. Total premium: $130,719,813 (including $72,267,653 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state AZ, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Arizona for 2026: $130,719,813 total, $72,267,653 subsidized

**DERIVED.** Atlas Commons sums $130,719,813 in total premium and $72,267,653 in government subsidy for crop insurance in Arizona for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state AZ, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Arizona for 2026: $37,949,690

**DERIVED.** Atlas Commons sums $37,949,690 in crop insurance indemnities (claims paid) in Arizona for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 781 of 4,903 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state AZ, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Arizona crop insurance loss ratio for 2026: 29.0%

**DERIVED.** Atlas Commons computes Arizona's crop insurance loss ratio for 2026 as 29.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state AZ, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Pasture,Rangeland,Forage is the largest crop insurance commodity in Arizona by liability (2026): $408,297,384

**DERIVED.** By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Arizona for 2026 with $408,297,384 in liability across 988 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state AZ, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Arizona (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az.jsonld`

## Data

### Arizona — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 4,903 | AGGREGATED |
| Policies indemnified | 781 | AGGREGATED |
| Total liability covered | $690,884,640 | AGGREGATED |
| Total premium | $130,719,813 | AGGREGATED |
| Government subsidy | $72,267,653 | AGGREGATED |
| Indemnities paid | $37,949,690 | AGGREGATED |
| Loss ratio | 29.0% | AGGREGATED |
| Commodities insured | 18 | AGGREGATED |
| Counties with coverage | 16 | AGGREGATED |

### Arizona — top 18 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Pasture,Rangeland,Forage (0088) | $408,297,384 | 988 | 31.3% |
| Forage Production (0033) | $71,304,035 | 482 | 0.0% |
| All Other Crops (9999) | $55,432,155 | 96 | 31.4% |
| Pecans (0020) | $47,958,026 | 42 | 0.0% |
| Whole Farm Revenue Protection (0076) | $20,757,007 | 11 | 0.0% |
| Pistachios (0470) | $18,652,769 | 35 | 0.0% |
| Wheat (0011) | $16,188,227 | 596 | 29.9% |
| Nursery (NVS) (1010) | $15,528,758 | 4 | 0.0% |
| Potatoes (0084) | $11,339,622 | 9 | 0.0% |
| Cotton (0021) | $9,054,642 | 1,074 | 0.0% |
| Apiculture (1191) | $4,950,563 | 55 | 31.3% |
| Corn (0041) | $4,856,750 | 628 | 0.0% |
| Dry Peas (0067) | $2,370,456 | 8 | 0.0% |
| Barley (0091) | $2,360,106 | 403 | 185.9% |
| Cotton Ex Long Staple (0022) | $1,834,140 | 237 | 0.0% |
| Chile Peppers (0045) | $0 | 10 | — |
| Dry Beans (0047) | $0 | 81 | — |
| Grain Sorghum (0051) | $0 | 144 | — |