name = "Crop insurance — Arizona (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Arizona (2026): 4,903 policies sold, $690,884,640 total liability, $130,719,813 total premium, $37,949,690 indemnities paid, loss ratio 29.0%. Top crop: Pasture,Rangeland,Forage. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/state-identity"
warrant = "RECORDED"
name = "Arizona had 4,903 crop insurance policies sold in 2026 across 18 commodities"
text = "The USDA Risk Management Agency Summary of Business records 4,903 crop insurance policies sold in Arizona (AZ) for 2026, covering 18 commodities across 16 counties. Total liability covered: $690,884,640. Total premium: $130,719,813 (including $72,267,653 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state AZ, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Arizona for 2026: $130,719,813 total, $72,267,653 subsidized"
text = "Atlas Commons sums $130,719,813 in total premium and $72,267,653 in government subsidy for crop insurance in Arizona for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state AZ, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Arizona for 2026: $37,949,690"
text = "Atlas Commons sums $37,949,690 in crop insurance indemnities (claims paid) in Arizona for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 781 of 4,903 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state AZ, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/loss-ratio"
warrant = "DERIVED"
name = "Arizona crop insurance loss ratio for 2026: 29.0%"
text = "Atlas Commons computes Arizona's crop insurance loss ratio for 2026 as 29.0% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state AZ, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/top-commodity"
warrant = "DERIVED"
name = "Pasture,Rangeland,Forage is the largest crop insurance commodity in Arizona by liability (2026): $408,297,384"
text = "By total liability covered, Pasture,Rangeland,Forage (USDA commodity code 0088) is the largest crop insurance commodity in Arizona for 2026 with $408,297,384 in liability across 988 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state AZ, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Arizona (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/az"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "4,903"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "781"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$690,884,640"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$130,719,813"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$72,267,653"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$37,949,690"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "29.0%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "18"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "16"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$408,297,384"
Policies_sold = "988"
Loss_ratio = "31.3%"

[[top-commodities]]
Commodity = "Forage Production (0033)"
Total_liability = "$71,304,035"
Policies_sold = "482"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$55,432,155"
Policies_sold = "96"
Loss_ratio = "31.4%"

[[top-commodities]]
Commodity = "Pecans (0020)"
Total_liability = "$47,958,026"
Policies_sold = "42"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Whole Farm Revenue Protection (0076)"
Total_liability = "$20,757,007"
Policies_sold = "11"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pistachios (0470)"
Total_liability = "$18,652,769"
Policies_sold = "35"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$16,188,227"
Policies_sold = "596"
Loss_ratio = "29.9%"

[[top-commodities]]
Commodity = "Nursery (NVS) (1010)"
Total_liability = "$15,528,758"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$11,339,622"
Policies_sold = "9"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$9,054,642"
Policies_sold = "1,074"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$4,950,563"
Policies_sold = "55"
Loss_ratio = "31.3%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$4,856,750"
Policies_sold = "628"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Dry Peas (0067)"
Total_liability = "$2,370,456"
Policies_sold = "8"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$2,360,106"
Policies_sold = "403"
Loss_ratio = "185.9%"

[[top-commodities]]
Commodity = "Cotton Ex Long Staple (0022)"
Total_liability = "$1,834,140"
Policies_sold = "237"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Chile Peppers (0045)"
Total_liability = "$0"
Policies_sold = "10"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Dry Beans (0047)"
Total_liability = "$0"
Policies_sold = "81"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$0"
Policies_sold = "144"
Loss_ratio = "—"
