name = "Crop insurance — Delaware (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Delaware (2026): 2,792 policies sold, $41,516,523 total liability, $2,450,531 total premium, $104,877 indemnities paid, loss ratio 4.3%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de/state-identity"
warrant = "RECORDED"
name = "Delaware had 2,792 crop insurance policies sold in 2026 across 12 commodities"
text = "The USDA Risk Management Agency Summary of Business records 2,792 crop insurance policies sold in Delaware (DE) for 2026, covering 12 commodities across 4 counties. Total liability covered: $41,516,523. Total premium: $2,450,531 (including $1,582,443 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state DE, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Delaware for 2026: $2,450,531 total, $1,582,443 subsidized"
text = "Atlas Commons sums $2,450,531 in total premium and $1,582,443 in government subsidy for crop insurance in Delaware for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state DE, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Delaware for 2026: $104,877"
text = "Atlas Commons sums $104,877 in crop insurance indemnities (claims paid) in Delaware for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 12 of 2,792 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state DE, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de/loss-ratio"
warrant = "DERIVED"
name = "Delaware crop insurance loss ratio for 2026: 4.3%"
text = "Atlas Commons computes Delaware's crop insurance loss ratio for 2026 as 4.3% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state DE, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de/top-commodity"
warrant = "DERIVED"
name = "Corn is the largest crop insurance commodity in Delaware by liability (2026): $13,845,478"
text = "By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Delaware for 2026 with $13,845,478 in liability across 848 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state DE, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Delaware (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/de"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "2,792"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "12"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$41,516,523"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$2,450,531"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$1,582,443"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$104,877"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "4.3%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "12"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "4"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$13,845,478"
Policies_sold = "848"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$8,411,546"
Policies_sold = "16"
Loss_ratio = "9.1%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$6,494,118"
Policies_sold = "385"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$5,618,167"
Policies_sold = "771"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Barley (0091)"
Total_liability = "$3,271,488"
Policies_sold = "246"
Loss_ratio = "47.1%"

[[top-commodities]]
Commodity = "Potatoes (0084)"
Total_liability = "$1,723,433"
Policies_sold = "4"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Green Peas (0064)"
Total_liability = "$1,537,492"
Policies_sold = "73"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sweet Corn (0042)"
Total_liability = "$460,032"
Policies_sold = "110"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$77,827"
Policies_sold = "192"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$76,942"
Policies_sold = "4"
Loss_ratio = "20.7%"

[[top-commodities]]
Commodity = "Cucumbers (0132)"
Total_liability = "$0"
Policies_sold = "16"
Loss_ratio = "—"

[[top-commodities]]
Commodity = "Processing Beans (0046)"
Total_liability = "$0"
Policies_sold = "127"
Loss_ratio = "—"
