name = "Crop insurance — Georgia (2026) — USDA RMA Summary of Business"
description = "USDA RMA crop insurance for Georgia (2026): 79,722 policies sold, $805,770,717 total liability, $100,151,811 total premium, $14,783,138 indemnities paid, loss ratio 14.8%. Top crop: All Other Crops. Atlas Commons aggregation over USDA RMA SoB. CC0."
license = "CC0-1.0"
jsonld = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga.jsonld"

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga/state-identity"
warrant = "RECORDED"
name = "Georgia had 79,722 crop insurance policies sold in 2026 across 20 commodities"
text = "The USDA Risk Management Agency Summary of Business records 79,722 crop insurance policies sold in Georgia (GA) for 2026, covering 20 commodities across 125 counties. Total liability covered: $805,770,717. Total premium: $100,151,811 (including $67,198,665 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties."
source = "USDA Risk Management Agency Summary of Business"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state GA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga/total-premium"
warrant = "DERIVED"
name = "Crop insurance premium in Georgia for 2026: $100,151,811 total, $67,198,665 subsidized"
text = "Atlas Commons sums $100,151,811 in total premium and $67,198,665 in government subsidy for crop insurance in Georgia for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all total_premium_amount and subsidy_amount values for state GA, year 2026 from the USDA RMA SoB. Falsified if the totals differ."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga/indemnity-payout"
warrant = "DERIVED"
name = "Crop insurance indemnities paid in Georgia for 2026: $14,783,138"
text = "Atlas Commons sums $14,783,138 in crop insurance indemnities (claims paid) in Georgia for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 1,257 of 79,722 policies received an indemnity payment."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Sum all indemnity_amount values for state GA, year 2026 from the USDA RMA SoB. Falsified if the total differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga/loss-ratio"
warrant = "DERIVED"
name = "Georgia crop insurance loss ratio for 2026: 14.8%"
text = "Atlas Commons computes Georgia's crop insurance loss ratio for 2026 as 14.8% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state GA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga/top-commodity"
warrant = "DERIVED"
name = "All Other Crops is the largest crop insurance commodity in Georgia by liability (2026): $293,892,529"
text = "By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Georgia for 2026 with $293,892,529 in liability across 3,018 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking."
source = "USDA Risk Management Agency Summary of Business (Atlas Commons aggregation)"
sourceUrl = "https://www.rma.usda.gov/data/sob"
falsifier = "Reproduce: sum liability_amount by commodity for state GA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first."

[[claims]]
id = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga/boundary"
warrant = "INTERPRETATION"
name = "What this crop insurance profile is — and is NOT — for Georgia (2026)"
text = "This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files."
source = "Coverage Atlas framing (over the USDA RMA sources cited above)"
sourceUrl = "https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ga"
falsifier = "occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures."

[[crop-summary]]
Metric = "Policies sold"
Value = "79,722"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Policies indemnified"
Value = "1,257"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total liability covered"
Value = "$805,770,717"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Total premium"
Value = "$100,151,811"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Government subsidy"
Value = "$67,198,665"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Indemnities paid"
Value = "$14,783,138"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Loss ratio"
Value = "14.8%"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Commodities insured"
Value = "20"
Warrant = "AGGREGATED"

[[crop-summary]]
Metric = "Counties with coverage"
Value = "125"
Warrant = "AGGREGATED"

[[top-commodities]]
Commodity = "All Other Crops (9999)"
Total_liability = "$293,892,529"
Policies_sold = "3,018"
Loss_ratio = "22.9%"

[[top-commodities]]
Commodity = "Pecans (0020)"
Total_liability = "$145,831,590"
Policies_sold = "1,619"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Blueberries (0012)"
Total_liability = "$125,908,542"
Policies_sold = "994"
Loss_ratio = "5.7%"

[[top-commodities]]
Commodity = "Onions (0013)"
Total_liability = "$61,072,330"
Policies_sold = "323"
Loss_ratio = "6.8%"

[[top-commodities]]
Commodity = "Cotton (0021)"
Total_liability = "$26,661,074"
Policies_sold = "19,285"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Pasture,Rangeland,Forage (0088)"
Total_liability = "$25,293,937"
Policies_sold = "863"
Loss_ratio = "98.1%"

[[top-commodities]]
Commodity = "Peppers (0083)"
Total_liability = "$19,662,847"
Policies_sold = "65"
Loss_ratio = "90.1%"

[[top-commodities]]
Commodity = "Peanuts (0075)"
Total_liability = "$17,404,449"
Policies_sold = "16,379"
Loss_ratio = "0.5%"

[[top-commodities]]
Commodity = "Peaches (0034)"
Total_liability = "$15,310,949"
Policies_sold = "25"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Fresh Market Sweet Corn (0044)"
Total_liability = "$14,703,458"
Policies_sold = "57"
Loss_ratio = "14.6%"

[[top-commodities]]
Commodity = "Cabbage (0072)"
Total_liability = "$12,524,858"
Policies_sold = "65"
Loss_ratio = "14.1%"

[[top-commodities]]
Commodity = "Corn (0041)"
Total_liability = "$11,842,137"
Policies_sold = "14,938"
Loss_ratio = "5.6%"

[[top-commodities]]
Commodity = "Flue Cured Tobacco (0229)"
Total_liability = "$11,458,276"
Policies_sold = "786"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Apiculture (1191)"
Total_liability = "$10,881,426"
Policies_sold = "315"
Loss_ratio = "127.7%"

[[top-commodities]]
Commodity = "Wheat (0011)"
Total_liability = "$5,759,639"
Policies_sold = "3,026"
Loss_ratio = "13.7%"

[[top-commodities]]
Commodity = "Fresh Market Tomatoes (0086)"
Total_liability = "$5,279,919"
Policies_sold = "33"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Soybeans (0081)"
Total_liability = "$1,807,392"
Policies_sold = "12,191"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Oats (0016)"
Total_liability = "$472,405"
Policies_sold = "992"
Loss_ratio = "42.0%"

[[top-commodities]]
Commodity = "Grain Sorghum (0051)"
Total_liability = "$2,960"
Policies_sold = "4,735"
Loss_ratio = "0.0%"

[[top-commodities]]
Commodity = "Sesame (0396)"
Total_liability = "$0"
Policies_sold = "13"
Loss_ratio = "—"
