---
title: Crop insurance — Iowa (2026) — USDA RMA Summary of Business
license: CC0-1.0
source: USDA Risk Management Agency Summary of Business
---

# Crop insurance — Iowa (2026) — USDA RMA Summary of Business

USDA RMA crop insurance for Iowa (2026): 252,292 policies sold, $4,717,941,100 total liability, $362,916,007 total premium, $2,450,349 indemnities paid, loss ratio 0.7%. Top crop: Corn. Atlas Commons aggregation over USDA RMA SoB. CC0.

## Claims

### Iowa had 252,292 crop insurance policies sold in 2026 across 15 commodities

**RECORDED.** The USDA Risk Management Agency Summary of Business records 252,292 crop insurance policies sold in Iowa (IA) for 2026, covering 15 commodities across 99 counties. Total liability covered: $4,717,941,100. Total premium: $362,916,007 (including $241,329,662 in government subsidy). This is a verbatim USDA RMA figure summed across all crops, plans, and counties.

Source: USDA Risk Management Agency Summary of Business — https://www.rma.usda.gov/data/sob
Falsifier: Verify at the USDA RMA Summary of Business (https://www.rma.usda.gov/data/sob) for state IA, year 2026. Falsified if the sum of all policies sold, liability, or premium differs.

### Crop insurance premium in Iowa for 2026: $362,916,007 total, $241,329,662 subsidized

**DERIVED.** Atlas Commons sums $362,916,007 in total premium and $241,329,662 in government subsidy for crop insurance in Iowa for 2026. These are faithful sums of the USDA RMA published per-crop-per-plan-per-county figures — no inference or modeling. The government subsidy is the federal premium support paid on behalf of producers; the net producer cost is total premium minus subsidy.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all total_premium_amount and subsidy_amount values for state IA, year 2026 from the USDA RMA SoB. Falsified if the totals differ.

### Crop insurance indemnities paid in Iowa for 2026: $2,450,349

**DERIVED.** Atlas Commons sums $2,450,349 in crop insurance indemnities (claims paid) in Iowa for 2026. This is a faithful sum of the USDA RMA published indemnity_amount figures across all crops, plans, and counties — no modeling choice. 954 of 252,292 policies received an indemnity payment.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Sum all indemnity_amount values for state IA, year 2026 from the USDA RMA SoB. Falsified if the total differs.

### Iowa crop insurance loss ratio for 2026: 0.7%

**DERIVED.** Atlas Commons computes Iowa's crop insurance loss ratio for 2026 as 0.7% (indemnity paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums — common in catastrophic crop years. This is an Atlas Commons computation over the USDA RMA SoB figures; USDA RMA does not publish a per-state summary loss ratio.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation — indemnity / total_premium × 100) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: divide the sum of indemnity_amount by the sum of total_premium_amount for state IA, year 2026 in the USDA RMA SoB. Falsified if the ratio differs.

### Corn is the largest crop insurance commodity in Iowa by liability (2026): $3,066,256,005

**DERIVED.** By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Iowa for 2026 with $3,066,256,005 in liability across 125,687 policies. This is Atlas Commons's ranking of the USDA RMA SoB figures; USDA does not publish a per-state commodity ranking.

Source: USDA Risk Management Agency Summary of Business (Atlas Commons aggregation) — https://www.rma.usda.gov/data/sob
Falsifier: Reproduce: sum liability_amount by commodity for state IA, year 2026 in the USDA RMA SoB. The commodity with the highest total liability should match. Falsified if a different commodity ranks first.

### What this crop insurance profile is — and is NOT — for Iowa (2026)

**INTERPRETATION.** This profile aggregates USDA RMA Summary of Business data to the state level for 2026. Policy counts and dollar amounts are AGGREGATED (Atlas Commons sums of RMA published sub-row figures). The loss ratio and commodity ranking are Atlas Commons computations — not USDA-published statistics. This surface informs — it is NOT actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific federal actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files.

Source: Coverage Atlas framing (over the USDA RMA sources cited above) — https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia
Falsifier: occurred=FALSE (a framing, not an RMA event) and adjudged=FALSE — the lowest-warrant claim in this dataset. The policy counts and dollar totals above are computed sums of RMA figures.

---

Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/crop/states/ia.jsonld`

## Data

### Iowa — crop insurance summary (2026)

All dollar amounts and policy counts are AGGREGATED (Atlas Commons sums of USDA RMA published per-crop-per-plan-per-county figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

| Metric | Value | Warrant |
| --- | --- | --- |
| Policies sold | 252,292 | AGGREGATED |
| Policies indemnified | 954 | AGGREGATED |
| Total liability covered | $4,717,941,100 | AGGREGATED |
| Total premium | $362,916,007 | AGGREGATED |
| Government subsidy | $241,329,662 | AGGREGATED |
| Indemnities paid | $2,450,349 | AGGREGATED |
| Loss ratio | 0.7% | AGGREGATED |
| Commodities insured | 15 | AGGREGATED |
| Counties with coverage | 99 | AGGREGATED |

### Iowa — top 15 crops by liability (2026)

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Loss ratio per crop = indemnity / premium (AGGREGATED). Sorted by total liability descending.

| Commodity | Total liability | Policies sold | Loss ratio |
| --- | --- | --- | --- |
| Corn (0041) | $3,066,256,005 | 125,687 | 0.1% |
| Soybeans (0081) | $1,578,232,652 | 117,733 | 0.6% |
| Pasture,Rangeland,Forage (0088) | $54,910,924 | 2,351 | 16.1% |
| All Other Crops (9999) | $7,104,226 | 373 | 9.7% |
| Hybrid Corn Seed (0062) | $5,564,351 | 2,311 | 0.0% |
| Forage Production (0033) | $2,777,838 | 146 | 0.0% |
| Oats (0016) | $691,531 | 1,302 | 0.0% |
| Wheat (0011) | $660,014 | 363 | 0.7% |
| Popcorn (0043) | $600,152 | 144 | 0.0% |
| Green Peas (0064) | $547,473 | 57 | 5.4% |
| Forage Seeding (0032) | $365,546 | 1,771 | 53.9% |
| Apiculture (1191) | $230,388 | 4 | 14.9% |
| Sweet Corn (0042) | $0 | 35 | — |
| Barley (0091) | $0 | 5 | — |
| Grain Sorghum (0051) | $0 | 10 | — |